WORKERS COMPENSATION INSURANCE
We have several options for workers compensation available to our clients. We can provide coverage for your employees or if you are a one man operation, we may be able to provide coverage on an "if any" basis or possibly as an elected sole proprietor. The companies we represent are as follows:
TRAVELERS INSURANCE - Workers Compensation Coverage is an available coverage that is available to be added to a variety of policy types to round out your insurance protection. Workers compensation insurance provides benefits to employees for work-related injuries. Coverage includes medical care and a portion of lost wages when the employee is unable to work. This insurance also provides benefits for the employee's dependents if the employee dies during work-related duty.
LIBERTY NORTHWEST - is committed to developing and delivering high-quality workers' compensation insurance products and services tailored specifically for businesses in the Northwest. We work to provide complete solutions designed to meet our clients' particular insurance needs. Our focus is to help create safer, more productive workplaces, which results in savings for our clients. Our broad lines of coverage and services meet the needs of most commercial customers while our package products are designed for specialized insurance needs. In addition, our dedicated workers' compensation claims case managers and technical experts tap into a wide range of professionals to ensure claims are resolved quickly and effectively so you both save money and minimize losses in productivity.
THE HARTFORD - A Safety Net for Employees Injured on the Job. When an employee suffers a work-related injury or illness, it affects your business. With The Hartford you can feel confident that your employees will have access to the medical care and other benefits they may need. And you’ll have a full host of resources and services at your disposal to help make sure your business stays on track.
With The Hartford, your business will have our unique broad form endorsement, designed to protect from unknown and unanticipated exposures that aren’t covered by a standard workers’ compensation policy. We offer two types, basic and extended – so you can choose the endorsement that’s right for your business. All options may not be available for all industries or in all states. For details on what coverage's are available to you, contact us today.
IDAHO STATE INSURANCE FUND - Workers compensation is a no-fault insurance that provides medical treatment and partial loss of wage compensation for covered workers whose injury or illness arose out of and in the course of employment. In return for providing established benefits, workers compensation laws protect employers from liability lawsuits.
Not all injuries at work are covered
There may be instances in which you are injured during work hours at your work site where you may not be entitled to receive benefits: if another person injures you for personal reasons not related to your job; if you injure yourself intentionally; if your injury occurs during horseplay; or if your injury occurs during a voluntary activity outside the scope of your job.
Contact our Office at 208-552-0999 or 866-552-0999 for your insurance needs.
Our business is Protecting your Business